Southwest Ohio businesses have a new health care option on the table: so-called “self-insurance” allows companies to cut out the middle man.
The South Metro Regional Chamber of Commerce in Miamisburg has signed up to give its members access to a national self-insurance pool with hundreds of other businesses, which chamber director Julia Maxton says can save them money.
“It’s very clean, it’s very clear,” Maxton said. “It is something that they can understand.”
The federal health care marketplace, a key provision of the Affordable Care Act, opened for business Tuesday even in the midst of a government shutdown. But for groups doing outreach in Dayton, the first day was a slow one.
A crew of outreach workers stood around next to colorful tables in the parking lot of a health center Tuesday, chatting up passers-by and waiting for a mostly-absent news media to stop by.
The Federal health care Marketplace is set to open for business Tuesday, Oct. 1, and open enrollment will last for six months. Most people who can’t get employer insurance will be required to sign up for health plans under the Affordable Care Act, or pay a fee. But there’s still a lot of confusion about what exactly this will mean for the uninsured — about 1.5 million people in Ohio.
This week the Affordable Care Act has inspired congressional faceoffs, online poetry, and a reading of "Green Eggs and Ham" on the Senate floor. Meanwhile, the federal government is scrambling to get ready for the launch of the marketplace, where Ohio’s uninsured will shop for health plans.
The federal health care marketplace is set to open Oct. 1, and Ohio organizations are scrambling to prepare. Beginning Jan. 1, 2014, almost all Americans will be required to have health care either through an employer, through a private insurer, or through a state- or federally-run marketplace. The marketplaces will essentially be regulated online shopping centers where consumers can compare health plans and find out whether they qualify for federal subsidies.