national fair housing alliance

An under-maintained home in a black neighborhood.
Miami Valley Fair Housing

Cities in Ohio and around the country are continuing to recover from the housing bust, but some neighborhoods may be having an easier time than others. A new study by the National Fair Housing Alliance (NFHA) finds banks are doing a better job with upkeep on foreclosed homes in white neighborhoods than neighborhoods of color.

NFHA worked with groups in 29 metro areas, including Dayton and Toledo, to inspect thousands of bank-owned homes.

It’s been five years since the housing bubble burst. Lots of people in the Dayton area lost their homes to foreclosure, and many of those homes are still sitting vacant.

Before the housing bust, McCarthy says his work at the Miami Valley Fair Housing Center often focused on discriminatory lending and rental practices; they were trying to get people of color into homes. But since the housing bust, he says the center has shifted focus towards keeping people in the greater Dayton area in their homes, through fighting foreclosures and seeking refinancing.

The National Fair Housing Alliance (NFHA) and four of its member organizations announced yesterday, they are filing a federal housing discrimination complaint against Wells Fargo Bank. The complaint will be filed with the U.S. Department of Housing and Urban Development. It's the result of an undercover investigation, and the Housing Alliance says major American banks like Wells Fargo are failing to maintain and market Real Estate Owned (REO) properties in African-American and Latino neighborhoods.