My House: Facing the Mortgage Crisis en Facing the Mortgage Crisis: The Next Steps Community Forum <p><span class="article-content"><span>From our public forum on Aug. 20, 2009 discussing foreclosure, mortgage problems and struggling neighborhoods. </span></span></p> Fri, 28 Aug 2009 14:30:00 +0000 WYSO News 27464 at Foreclosure Scams <p><em>As home foreclosures rise, so do the number of people trying to take advantage of those in a bad situation. More and more, scams are popping up across Ohio. In May, the Attorney General's office launched a crackdown on the shady practices. WYSO's Emily McCord reports on the on-going effort.</em></p> Sat, 25 Jul 2009 11:35:00 +0000 Emily McCord 27470 at The Mortgage Crisis and Appraisers <p>When a house is for sale, an evaluation is done to determine its value before a loan is made.&nbsp; Appraisers are trained to make judgments about the value of properties with "boot-on-the-ground" inspections. In the past, a few appraisers were influenced by over zealous brokers and lenders. Now there are new guidelines in place. But are they protecting the consumer or making money for the lender?</p><p></p> Fri, 24 Jul 2009 11:36:00 +0000 Aileen LeBlanc 27468 at Facing Foreclosure on Grange Hall Road <p>For people in the Miami valley who are in trouble with their mortgage payments, a phone call to the lender is often the first step to some sort of a solution.&nbsp; Many major banks have agreed to work with the Home Affordable Modification Program which was designed to help homeowners stay in their homes. But sometimes when phone calls go unanswered and communication is delayed, foreclosure will proceed.</p><p></p> Thu, 23 Jul 2009 11:35:00 +0000 Aileen LeBlanc 27467 at A House No Longer a Home <p>People facing foreclosure are obviously dealing with a very difficult situation.&nbsp; Though people are finding assistance through the 211 help line and other services, some people feel they have no choice but to leave their homes and sometimes, their possessions behind - before the foreclosure process is even complete.&nbsp; What's left is a neighborhood dealing with an empty house and a new set of new problems which affect everyone on the street. WYSO's Jerry Kenney discovered such a neighborhood near his home in Miami Township.&nbsp; Here's what he found...</p><p></p> Wed, 22 Jul 2009 11:35:00 +0000 Jerry Kenney 27461 at